6 Homeowner Tips for the Fall
Get your home prepared for the cold months with these 6 tips: Stopping air from seeping in from the windows and doors. The best way to save money on energy bills from the heaters on full blast is to stop any airflow from the outside. This usually happens when windows, doors or even air conditioning […]
6 Tips for First Time Home Buyers
Your home will probably be the most expensive and important purchase you ever make. That’s why it helps to prepare and research the home buying process to make sure you do things right from the start. 1) Start saving right away The earlier you start saving for that down payment, the easier it gets. If you want to avoid […]
4 Freedoms of Home-Ownership
You’ve heard many reasons to become a homeowner from friends, family, and financial advisors. When you own your own home you are building equity rather than throwing away money on rent. You could also be eligible for tax write-offs. Many people are still concerned about committing to owning their first home. What they might not […]
Frequently Asked Questions
What does my mortgage payment include? For most homeowners, the monthly mortgage payments include three separate parts: Principal: Repayment on the amount borrowed. Interest: Payment to the lender for the amount borrowed. Insurance: Monthly payments made into a special escrow account for items like hazard insurance and property taxes. Escrowing for taxes and insurance is […]
Trended Credit. Are you ready?
Get ready, Fannie Mae/ Freddie Mac, the largest purchasers of mortgages will begin requiring new credit reports as early as September. These new reports can include “trended credit data” and could have an impact on potential home buyers with their home-financing process as well as the real estate professionals working with them. What is trended credit? Trended credit data provides […]