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2023 Housing & Mortgage Market Outlook

The U.S. Housing Market experienced its first real slowdown in the past decade. A big driver for this was the substantial increase in mortgage rates, which negatively impact affordability. According to the Freddie Mac Primary Mortgage Market Survey (PMMS), the average 30 Year Fixed Mortgage Rate approximately doubled, from 3.125% at the start of 2022 to 6.25% … Continue reading “2023 Housing & Mortgage Market Outlook”

Three tips to buy a home in a seller’s market

There are a few data points you can look at to gauge the temperature of the real estate market. How long are listings staying on the market? How many listings are there on the market in total? You can find these and more market trends on websites like Redfin and realtor.com. When houses sit on … Continue reading “Three tips to buy a home in a seller’s market”

Curb appeal advice to sell your home faster in 2021

Are you thinking about selling your house? With home prices soaring and high demand for housing, we don’t blame you. The low inventory in today’s real estate market makes it tempting to see what return you can get on your own home. Consider boosting the curb appeal of your house if you think it might … Continue reading “Curb appeal advice to sell your home faster in 2021”

How to save for a home down payment

With mortgage rates at historic lows, now is as good of a time as any to consider purchasing your first home. The benefits of homeownership are plentiful, from both a financial and quality-of-life perspective. People trying to buy their first home face a common obstacle: having the funds for a down payment. If you are … Continue reading “How to save for a home down payment”

Tax Benefits of Homeownership

With tax season already upon us, Lyons Mortgage wanted to go over some of the advantages that homeowners can enjoy on their upcoming tax filings. Tax benefits are available to homeowners to incentivize homeownership in America. There are tax breaks no matter the type of home you own, from mobile homes to co-ops and condos. … Continue reading “Tax Benefits of Homeownership”

Your First Home Inspection: What you need to know

The time has come for you to get a home inspection on your prospective purchase. This is a crucial part of the home buying process and must be treated with the utmost care. It is critically important to find a good house inspector. You should know what a house inspector does and doesn’t do during … Continue reading “Your First Home Inspection: What you need to know”

5 Questions You Should Ask Your Real Estate Agent

Real estate agents have insights into the community as well as the expertise on the financial benefits of homeownership at a specific location. Are you looking to buy a home soon? Get all the information you can by reading these 5 questions you should be asking your real estate agent! How much will it all … Continue reading “5 Questions You Should Ask Your Real Estate Agent”

Remodeling Your Home on a Budget

When people think of remodeling their homes, they often think of adding a new wing. This is very costly and requires a lot of time. However, small steps can be taken to modernize your home. Hues and You The color you paint your walls will reflect in the overall feel of your home. Eggshell white … Continue reading “Remodeling Your Home on a Budget”

6 Homeowner Tips for the Fall

Get your home prepared for the cold months with these 6 tips: Stopping air from seeping in from the windows and doors. The best way to save money on energy bills from the heaters on full blast is to stop any airflow from the outside. This usually happens when windows, doors or even air conditioning … Continue reading “6 Homeowner Tips for the Fall”

6 Tips for First Time Home Buyers

Your home will probably be the most expensive and important purchase you ever make. That’s why it helps to prepare and research the home buying process to make sure you do things right from the start. Looking back on my own experience from a few years ago here are some tips I’d recommend to any first-time home buyer: 1) Start saving … Continue reading “6 Tips for First Time Home Buyers”

4 Freedoms of Home-Ownership

You’ve heard many reasons to become a homeowner from friends, family, and financial advisors. When you own your own home you are building equity rather than throwing away money on rent. You could also be eligible for tax write-offs. Many people are still concerned about committing to owning their first home. What they might not … Continue reading “4 Freedoms of Home-Ownership”

3 Tips for the 1st Time Home Buyer

  Are you a first-time homebuyer eager to get into the market? Here are 3 easy steps to help you decide whether you’re ready to take the plunge.   1. Check the selling prices of comparable homes in your area. Do a quick search of your desired neighborhoods on a number of websites, including the National Association … Continue reading “3 Tips for the 1st Time Home Buyer”

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