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Category: Featured Content

Deciding Between a 15 and 30-Year Fixed Mortgage

Fixed-rate mortgages are the most common loan types consumers look into. Besides term length, the primary differences between 15 and 30-year fixed mortgages are in the interest rates and monthly payments. A 15-year mortgage will typically have a lower interest rate but higher monthly payment, while a 30-year will have a higher interest rate but … Continue reading “Deciding Between a 15 and 30-Year Fixed Mortgage”

Closing on your First Home: What to Expect

The time between the acceptance of your purchase offer and closing can be overwhelming for those who have not been through it before. We here at Lyons want to make sure you know what the closing process entails, how much time it can take, and steps you can take to avoid unnecessary delays. What Needs … Continue reading “Closing on your First Home: What to Expect”

Mortgage Terms to Know Before Buying

You are thinking about buying a home and have begun doing due diligence on how to acquire a mortgage. However, you feel a bit lost when skimming through the typical industry buzz words. It is of the utmost importance that you feel knowledgeable enough to be able to make this crucial financial decision. Below are … Continue reading “Mortgage Terms to Know Before Buying”

5 Reasons to Own vs. Rent

Determining whether to buy or rent your next home will undoubtedly be one of the biggest financial decisions you will make. Here at Lyons, we believe owning your home is ultimately the better investment, both in quality of life and from a financial perspective. If you’re considering taking this step, we’ve outlined five advantages to … Continue reading “5 Reasons to Own vs. Rent”

Should I Refinance My Home?

Refinancing an existing mortgage is when the original loan is replaced with a new one. For those unfamiliar with refinancing, you might be wondering what the advantages of refinancing are, or more importantly, when the right time is for you to refinance your home mortgage. The main benefits of refinancing are as follows: – You … Continue reading “Should I Refinance My Home?”

West Coast Livin’: Downtown LA

4 Pros to Living in Downtown Los Angeles When you’re daydreaming about moving out to Los Angeles for sunnier days, you’re probably picturing looking out of your window and seeing the Pacific Ocean and taking leisurely strolls in Venice or Santa Monica admiring the palm trees, opposed to navigating the urban, skyscraper-filled neighborhoods of Downtown … Continue reading “West Coast Livin’: Downtown LA”

West Coast Livin’: Silver Lake, CA

A Day in Silver Lake   The famously trendy Silver Lake neighborhood is an East LA oasis for people seeking a reprieve from touristy areas of the city; for those looking to get some of the best food in town, all while taking in an atmosphere that feels like the west coast version of some … Continue reading “West Coast Livin’: Silver Lake, CA”

Why should I get a Pre-Approval?

Getting a Pre-Approval letter for a mortgage is an extremely helpful first step you can take to make yourself a top candidate for your dream property.  What it means to get this letter is that a bank or lender has done a thorough check of your credit history and determined that they are willing to … Continue reading “Why should I get a Pre-Approval?”

Your First Home Inspection: What you need to know

The time has come for you to get a home inspection on your prospective purchase. This is a crucial part of the home buying process and must be treated with the utmost care. First and foremost, it is critically important to find a good house inspector. You should also know what a house inspector does … Continue reading “Your First Home Inspection: What you need to know”

Condo vs. Co-op

Two common housing options in New York City and many other metropolitan areas are condominiums and cooperatives, commonly referred to as co-ops.  On the surface, the configurations of the two appear to be quite similar. However, there are some key differences to keep in mind when making the decision between a condo and a co-op. … Continue reading “Condo vs. Co-op”

5 Reasons To Hire A Real Estate Agent

Because of the seemingly endless amount of information on the internet, people are relying less on professional services and have developed a do-it-yourself (DIY) attitude. However, when it comes to certain tasks, the DIY strategy can prove to be tiresome and inefficient. Certain topics require years of experience and insightful knowledge to make smart decisions. … Continue reading “5 Reasons To Hire A Real Estate Agent”

The Casil Report: What can home-buyers expect in the 2019 Spring Housing Market?

What can home-buyers expect in the 2019 Spring Housing Market? A recent decline in mortgage rates should help spur demand for housing during the spring home-buying season. The average 30-year fixed mortgage rate has fallen from 4.51% to 4.31% since the beginning of the year, according to the Freddie Mac Primary Mortgage Market Survey (PMMS). The major … Continue reading “The Casil Report: What can home-buyers expect in the 2019 Spring Housing Market?”

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Lyons Mortgage Services, Inc.
4802 25th Avenue, Suite 303
Astoria, NY 11103

Contact

Toll Free 800 448 8101
Telephone 718 267 2000
Facsimile 718 956 6199
Email contact@elyons.com





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